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What is Zippay?

Zippay is a buy-now-pay-later service that enables consumers to make purchases without paying upfront, allowing them to repay in manageable installments.

How does Zippay work?

Zippay works by allowing users to sign up for an account, which provides them with a credit limit to spend instantly. Purchases can be repaid weekly, fortnightly, or monthly, with no interest charged.

What is the credit limit for Zippay?

Zippay offers a credit limit of up to $1,000, which can be used for everyday purchases without interest.

Are there any fees associated with Zippay?

Yes, Zippay charges a monthly account fee of $9.95, which is waived if the closing balance is paid in full by the due date.

Can I use Zippay for online and in-store purchases?

Yes, Zippay can be used for both online and in-store purchases at any merchant that accepts Visa, making it widely accessible.

What happens if I encounter a problem with a purchase made using Zippay?

Zippay offers a Buyer Protection Policy that supports users in case of issues with purchases, such as items not arriving or being significantly not as described.

Q: How often does Zippay experience outages?

A: Major outages are rare, occurring only a few times a year. Minor issues can happen more frequently.

Q: How long do Zippay outages typically last?

A: Most outages are resolved within a few hours. Extended outages lasting more than a day are extremely rare.